Certified Floodplain Manager (CFM) Practice Exam

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What are the two types of Letters of Map Change (LOMC)?

  1. LOMA and LOMR

  2. LMMP and MapMod

  3. LOMC and LMMP

  4. MapMod and Mandatory Purchase Requirement

The correct answer is: LOMA and LOMR

The two types of Letters of Map Change (LOMC) are LOMA (Letter of Map Amendment) and LOMR (Letter of Map Revision). A LOMA is used when a property has been incorrectly included within a Special Flood Hazard Area (SFHA) on a Flood Insurance Rate Map (FIRM), and a LOMR is used when there are physical changes to the property that affect its flood risk rating. LMMP (Letter of Map Provision) and MapMod (Map Modification) do not refer to specific types of LOMCs, but rather refer to general methods for changing or updating flood insurance rate maps. The Mandatory Purchase Requirement is a policy requirement for some federally regulated or insured mortgage lenders to require borrowers to purchase flood insurance for properties in high-risk flood areas.

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