Certified Floodplain Manager (CFM) Practice Exam

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Study for the Certified Floodplain Manager (CFM) Exam with a comprehensive quiz featuring multiple-choice questions, exam tips, and in-depth explanations. Prepare yourself for the CFM certification with confidence!

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What are the two types of coverage provided by flood insurance through the NFIP?

  1. Building and auto coverage

  2. Building and contents coverage

  3. Contents and liability coverage

  4. Personal and property coverage

The correct answer is: Building and contents coverage

Flood insurance through the NFIP provides two types of coverage building coverage and contents coverage. Building coverage includes physical damage to the structure of the building, while contents coverage includes damage to personal property inside the building. This means that Options A, C, and D are incorrect because they do not include both building and contents coverage. Option A only includes auto coverage, Option C only includes liability coverage, and Option D uses different terms that do not align with the types of coverage provided by flood insurance. Option B is the most accurate answer as it includes both building and contents coverage.

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