Certified Floodplain Manager (CFM) Practice Exam

What cannot be included in Contents Insurance Coverage?

1. Animals and licensed vehicles

2. Furniture and appliances

3. Clothing and electronics

4. Tools and sports equipment

The correct answer is: Animals and licensed vehicles

Contents insurance typically covers personal items within a home, such as furniture, appliances, clothing, electronics, and sports equipment. However, it does not typically cover animals or licensed vehicles, as these fall under separate forms of insurance such as pet insurance or auto insurance. Therefore, option A is incorrect. Other options may also be incorrect as they may overlap with other forms of insurance or may not be included in contents insurance depending on the specific policy. Therefore, it's important to carefully review the details of a contents insurance policy to determine what is and is not covered.