Certified Floodplain Manager (CFM) Practice Exam

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What does a Letter Of Map Amendment (LOMA) establish?

  1. Property inclusion in a SFHA

  2. Property does not require flood insurance

  3. Property is not located in a SFHA

  4. Changes in property due to manmade alterations

The correct answer is: Property is not located in a SFHA

A LOMA establishes that the property is not located in a Special Flood Hazard Area (SFHA). This means that the property is not at high risk for flooding and therefore does not require flood insurance. Options A and D are incorrect because they refer to changes or inclusion in a SFHA, which is not what a LOMA establishes. Option B is incorrect because it states that the property does not require flood insurance, but does not provide any context as to why that is the case. Option C provides the accurate statement that a LOMA establishes that the property is not located in a SFHA.

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