Certified Floodplain Manager (CFM) Practice Exam

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What does NFIP flood level use for regulatory purposes?

  1. Highest known flood level

  2. Base Flood

  3. Local flood data

  4. Historical flood averages

The correct answer is: Base Flood

The NFIP (National Flood Insurance Program) flood level regulations are based on the Base Flood, which is the level that has a 1% chance of being exceeded in any given year. This is also referred to as the "100-year flood." Option A, Highest known flood level, may be a misleading choice as it implies a more severe level of flooding. Option C, Local flood data, may not accurately represent the entire area and could lead to inadequate flood protection measures. Option D, Historical flood averages, may not reflect current conditions and could also result in inadequate protection. Therefore, the Base Flood is the most appropriate choice for NFIP flood level regulations.

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