Certified Floodplain Manager (CFM) Practice Exam

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What educational component was emphasized in the 2004 National Flood Insurance Reform Act?

  1. Homeowner education

  2. Agent education

  3. Lender education

  4. Community leader education

The correct answer is: Agent education

The 2004 National Flood Insurance Reform Act was primarily focused on improving insurance coverage for homeowners in flood-prone areas. However, this was achieved by implementing stricter regulations and requirements for insurance agents. Therefore, agent education was emphasized as a key component in the act, in order to ensure that agents were knowledgeable and well-equipped to provide accurate information and appropriate coverage to their clients. While homeowner, lender, and community leader education may also play a role in flood insurance, they were not the main focus of the National Flood Insurance Reform Act.

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