Certified Floodplain Manager (CFM) Practice Exam

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Study for the Certified Floodplain Manager (CFM) Exam with a comprehensive quiz featuring multiple-choice questions, exam tips, and in-depth explanations. Prepare yourself for the CFM certification with confidence!

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What is not eligible for flood insurance in CBRA Areas?

  1. Buildings built or significantly improved after specified dates

  2. Agricultural structures

  3. Historical sites

  4. Occupied residential areas

The correct answer is: Buildings built or significantly improved after specified dates

CBRA (Coastal Barrier Resources Act) Areas are not eligible for flood insurance due to the high risk of erosion and damage associated with living in such areas. Buildings built or significantly improved after certain dates are not eligible for flood insurance because they are already at risk of being damaged by natural hazards. Agricultural structures may be at a higher risk for flood damage, but they are not specifically excluded from eligibility. Historical sites may also be at risk for flood damage, but they are not specifically excluded. Occupied residential areas, on the other hand, are eligible for flood insurance as they are commonly built to withstand natural hazards and are not subject to the restrictions of CBRA Areas. Therefore, they are not the correct answer for what is not eligible for flood insurance in CBRA Areas.