Certified Floodplain Manager (CFM) Practice Exam

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Study for the Certified Floodplain Manager (CFM) Exam with a comprehensive quiz featuring multiple-choice questions, exam tips, and in-depth explanations. Prepare yourself for the CFM certification with confidence!

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What is the purpose of classifying a development as 'Critical' in a community?

To prioritize funding for infrastructure improvements
To restrict the location or enhance protection against flooding
To exclude it from NFIP requirements
To increase the insurance premiums for such buildings

The correct answer is: To restrict the location or enhance protection against flooding

When classifying a development as 'Critical' in a community, the main purpose is to restrict the location of the development or enhance protection against flooding in that area. This is important because it helps prevent damage to property and infrastructure, as well as protect residents from potential hazards. Option A is incorrect because while it may lead to prioritizing funding for improvements, it is not the main purpose of this classification. Option C is incorrect because it does not exclude the development from NFIP requirements, but rather it may trigger additional requirements to mitigate flood risks. Option D is incorrect because the purpose is not to increase insurance premiums, but rather to ensure proper precautions are taken to protect against potential flood damage.