Certified Floodplain Manager (CFM) Practice Exam

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What items are typically covered under Building Insurance Coverage?

  1. Portable electronics

  2. Vehicles parked within the property

  3. Wallpaper, paneling, and built-in furniture

  4. Garden and outdoor equipment

The correct answer is: Wallpaper, paneling, and built-in furniture

Building insurance coverage typically includes permanent structures such as walls, floors, and roofing. This means that portable electronics and vehicles parked on the property are not covered. Garden and outdoor equipment would also not be covered as they are not permanent structures. Although home insurance may cover personal belongings, building insurance specifically focuses on the structure of the building itself, which is why wallpaper, paneling, and built-in furniture are typically included.

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