Certified Floodplain Manager (CFM) Practice Exam

What leads to a community being placed on probation by NFIP?

1. Improvements in flood management

2. Lack of an emergency plan

3. Violations in floodplain management regulations

4. Outstanding community service

The correct answer is: Violations in floodplain management regulations

Placing a community on probation by NFIP means that the community has not met all standards of the National Flood Insurance Program (NFIP) and is at risk of losing its eligibility for flood insurance. Option C, violations in floodplain management regulations, is the only answer that accurately identifies a potential cause for probation. Options A, B, and D do not relate to compliance with NFIP regulations and would not lead to probation. For example, improvements in flood management may be positive but do not guarantee adherence to NFIP guidelines. Similarly, lack of an emergency plan or outstanding community service may reflect areas where the community excels, but these factors do not directly impact NFIP eligibility or probation status. Option C is the best choice because it directly identifies a factor that could lead to probation within the NFIP.