Certified Floodplain Manager (CFM) Practice Exam

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Study for the Certified Floodplain Manager (CFM) Exam with a comprehensive quiz featuring multiple-choice questions, exam tips, and in-depth explanations. Prepare yourself for the CFM certification with confidence!

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What makes an area a CBRA Area?

Eligibility for flood insurance
Designation in coastal and protected areas with insurance restrictions
High risk of forest fires
High biodiversity conservation

The correct answer is: Designation in coastal and protected areas with insurance restrictions

A CBRA (Coastal Barrier Resources Act) Area is an area designated by the government as a coastal and protected area with insurance restrictions. This means that the area is considered environmentally sensitive and has specific regulations in place to protect the natural resources and structures within it. Option A is incorrect because being eligible for flood insurance does not necessarily make an area a CBRA Area. Option C is incorrect because high risk of forest fires does not determine if an area is a CBRA Area. Option D is incorrect because high biodiversity conservation does not automatically designate an area as a CBRA Area. It is specifically the government designation in coastal and protected areas with insurance restrictions that determines if an area is a CBRA Area.