Certified Floodplain Manager (CFM) Practice Exam

What signifies Numbered A Zones on a Flood Insurance Rate Map?

1. Zone A#

2. Zone A

3. Zone AE

4. A Zones

The correct answer is: Zone A#

Numbered A Zones on a Flood Insurance Rate Map (FIRM) are designated as Zone A#, which provides detailed information regarding flood risk. These zones indicate areas subject to inundation by the base flood, meaning that there is a one percent chance of flooding in any given year. The importance of the numerical designation is that it signifies specific areas where flood insurance requirements and considerations apply, as well as potential floodplain management regulations. Zone A# typically corresponds with areas that have been identified through detailed analysis and mapping efforts, distinguishing them from other A Zones that may not have received this level of specific delineation. Understanding the characteristics and implications of Zone A# helps floodplain managers and property owners make informed decisions about risk assessment, insurance, and compliance with local floodplain regulations. The other options, while related to flood zones, do not specifically denote the numbered A Zones that offer a clearer understanding of localized flood risk based on their designation. Therefore, recognizing Zone A# is essential for accurate floodplain management and for individuals or entities engaging in development or insurance practices within these areas.