Certified Floodplain Manager (CFM) Practice Exam

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What type of assistance did the 2004 reform act create to address repetitive loss properties?

  1. Disaster assistance

  2. Mitigation assistance for repetitive losses

  3. Mitigation Grants

  4. Financial aid for homeowners

The correct answer is: Mitigation assistance for repetitive losses

The 2004 reform act created a specific type of assistance called Mitigation assistance for repetitive losses. This program specifically targets properties that have a history of repetitive flood damage, in order to prevent future losses. Option A, disaster assistance, is too general and can include a variety of forms of aid. Option C, mitigation grants, is similar but does not specify that it is for repetitive loss properties. Option D, financial aid for homeowners, is also too general and does not address the specific issue of repetitive losses. Thus, option B is the most accurate in relation to the 2004 reform act.

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