Certified Floodplain Manager (CFM) Practice Exam

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Study for the Certified Floodplain Manager (CFM) Exam with a comprehensive quiz featuring multiple-choice questions, exam tips, and in-depth explanations. Prepare yourself for the CFM certification with confidence!

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What was the primary purpose of creating the National Flood Insurance Program?

  1. To eliminate the need for flood insurance

  2. To make flood insurance available and affordable

  3. To increase federal revenue

  4. To discourage construction in flood-prone areas

The correct answer is: To make flood insurance available and affordable

The primary purpose of creating the National Flood Insurance Program was to make flood insurance available and affordable. Option A is incorrect because the program was not created to eliminate the need for flood insurance, but rather to provide it. Option C is incorrect because the program was not created to increase federal revenue, but rather as a response to the growing need for affordable flood insurance. Option D is incorrect because the program was not created to discourage construction in flood-prone areas, but rather to make it more manageable for those living in those areas to obtain insurance.