Certified Floodplain Manager (CFM) Practice Exam

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Study for the Certified Floodplain Manager (CFM) Exam with a comprehensive quiz featuring multiple-choice questions, exam tips, and in-depth explanations. Prepare yourself for the CFM certification with confidence!

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Who can purchase flood insurance through the NFIP?

  1. Only homeowners in SFHAs

  2. Homeowners and renters in NFIP participating communities

  3. Anyone worldwide regardless of flood risk

  4. Only those living in coastal areas

The correct answer is: Homeowners and renters in NFIP participating communities

Homeowners and renters living in NFIP participating communities can purchase flood insurance through the NFIP. Option A is incorrect because homeowners in Special Flood Hazard Areas (SFHAs) are also included in this category. Option C is incorrect because flood insurance is only available for purchase in the United States and its territories. Option D is incorrect because flood insurance is not limited to only those living in coastal areas, but available in any area with a participating community.